Sunday, 5 July 2015

No more "Faber" fortunae suae: the EU consumer’s status after Faber v Hazet




Luigi Lonardo, PhD candidate, King's College London

Background

Are buyers of retail goods "consumers" even when they do not claim this status? According to the findings of the First Chamber of the Court of Justice in case C-497/13 Faber the answer is yes.- Purchasers are consumers, whether they know it or not,provided they conclude the contract not for business or professional reasons.

The Court has ruled that a national judge is required to investigate on its own motion whether, in relation to a contract, the purchaser is a 'consumer'. Therefore, the protection of EU consumer law applies independently from the party's reliance on this status. Moreover, if a lack of conformity in a product becomes apparent within six months from the delivery, this is presumed to have existed at the time of delivery. The conclusions reached by the Court are in line with the high standard of consumer protection in EU law and confirm the case law which tends to lighten the burden of proof of the consumer. This should come as good news for millions of European purchasers. However, the Court could have adopted a more nuanced approach that would have led to a more balanced outcome.

The Court was asked to interpret Directive 1999/44 on consumer goods and related guarantees ("the Directive"). In particular, it was asked to interpret Article 5(2), which grants Member States freedom to provide that, in order to benefit from his rights, the consumer must inform the seller of a lack of conformity of the goods within two months from discovering it, and Article 5(3), which provides that any such lack of conformity which becomes apparent within six months of delivery of the goods shall be presumed to have existed at the time of delivery - and the presumption can be rebutted.

The facts of the case
In May 2008 Faber bought from Hazet garage a second-hand car which, in September of the same year, caught fire and was completely destroyed. In January 2009, Ms Faber informed by telephone the seller’s garage that she was holding it liable. It is disputed if Faber had informed Hazet garage of the accident before this date. The seller denied liability.

Ms Faber therefore started proceedings against Hazet garage. Two facts are noteworthy: Faber did not rely on her consumer status, and at this stage a technical investigation to ascertain the cause of the fire could not take place as the car had been scrapped in the meantime. The Dutch court rejected Faber's claims on the grounds that she only informed Hazet more than three months after the accident – too late, under Dutch law (Article 7:23 Netherlands civil code). 

The Gerechtshof (Regional Court of Appeal) Arnhem-Leeuwarden, before which the dispute was brought on appeal, decided to refer questions to the Court of Justice for a preliminary ruling.

The questions referred and the judgment
Following the opinion of Advocate General Sharpston, the Court dealt with the seven questions asked by the referring court by dividing them into two sets:

1.      Can a national court examine by its own motion whether a purchaser is a consumer?
2.      When and how should the consumer's duty to inform the seller of a lack of conformity of the goods be exercised?

As a preliminary remark, it is noticed that the Court expressed its views on the Directive even though the dispute in the main proceeding was between private parties. It did so because national Courts are required to interpret domestic law in the light and purpose of the "applicable directive" (para 33). In the present case, the Dutch law was a direct implementation of Directive 1999/44.

1.      A court can inquire the consumer status ex officio
In the contract at issue, the Dutch judges were in doubt on the provisions applicable, because it was not known whether it was concluded with a consumer. The Court ruled that the status of consumer can be examined by the national court on its own motion even though the party has not relied on that status (para 48). What's more, this status can be declared by a court even in appeal proceedings where the purchaser had not raised any complaint against the judgment of the court of first instance.

The Court considered that "in the absence of harmonisation of procedural rules, the detailed procedural rules governing actions for safeguarding an individual’s rights under EU law are a matter for the domestic legal order of the Member States, provided, however, that they are no less favourable than those governing similar domestic actions (principle of equivalence) and do not make it in practice impossible or excessively difficult to exercise the rights conferred on consumers by EU law (principle of effectiveness)". It reasoned as follows.

On the principle of equivalence (para 38): the ordinary task of judges is to assign a legal classification to the situation brought before them. This, the Court argues, is not in itself the exercise of a discretion, but simply the legal reasoning of a judge. Since Dutch courts are required to classify matters of law and facts eg according to procedural rules, the same should happen for the definitions of EU law (para 39). The principle of effectiveness would only need to be considered if there was no principle of equivalence. However, the Court expresses its view on it (para 41). It refers to the established principle that national law must ensure that it is not too difficult for EU citizens to exercise the rights conferred on consumers by EU law. This principle is justified, in the Court's view, "on the idea that the consumer is in a weak position vis à vis the seller or supplier".

2.      Provisions on communications and burden of proof of the consumer

The Court then analysed Article 5(3) of the Directive: lack of conformity of a product is presumed when it becomes apparent within six months of the delivery. The Court considered that the system of liability established by the Directive is necessary because it would be impossible for the consumer to prove that a lack of conformity existed at the time of delivery (para 54). Hence, "[i]n view of the nature and importance of the public interest underlying the protection which Article 5(3) of Directive 1999/44 confers on consumers, that provision must be regarded (…) as a rule of public policy. It follows that where, under its domestic legal system, it has a discretion as to whether to apply such a rule of its own motion, the national court must of its own motion apply any provision of its domestic law which transposes Article 5(3)" (para 56).

Furthermore, it is asked what the purchaser has to prove when the lack of conformity is communicated within two months. In light of the travaux préparatoires of the Directive, the provision that the consumer must inform the seller of the lack of conformity ‘does not establish a strict obligation to carry out a detailed inspection of the good’. Furthermore, crucially, "[t]he consumer is required to prove only that the lack of conformity exists. He is not required to prove the cause of that lack of conformity or to establish that its origin is attributable to the seller" (par 70).
  
Comments

·         Is the consumer so weak?

Nowhere does the Directive say that judges can establish on their own motion whether the directive applies a case pending before them. The Court based its decision to allow national judges to establish on their own motion the status of consumer also on the principle of effectiveness. That is, the assumed weakness of consumers (see para 59 of the AG opinion), as affirmed in the case law on various consumer directives (Mostaza Claro, Rampion and Gordard). However, in Duarte Hueros AG Kokott introduced a sensible distinction. One issue is the consumer at the stage of bargaining: at this time he or she deserves protection. After the conclusion of the contract, it is a different issue: here there is no particular reason to consider the consumer as the weaker party anymore. This view is of particular interest because it is extremely equilibrated. Possibly, since it is more nuanced, it is even to be preferred to the reasoning of the court. It would avoid oversimplifying the position of the consumer and would lead to different conclusions.

AG Sharpston, who shares Kokott's view that "the two sets of consumers are not in the same position" (para 60),  argues nonetheless that the consumer is weaker even after the contract is concluded because there is asymmetry of information. In other words, it is easier for the seller to prove the cause of a lack of conformity. Therefore a rule of public policy that creates the obligation to investigate is justified. Moreover, she adds, the rationale also applies any time there is the need to protect a weaker party (eg in case of workers). The Court did address this possible distinction, but limited itself to acknowledging that "In a field in which, in a number of Member States, the rules of procedure allow individuals to represent themselves before the courts, there would be a real risk that the consumer, particularly because of a lack of awareness, would not be able to satisfy" the requirements of claiming consumer status. While this argument may be appealing, it is a policy choice that is rather sweeping: first, not in all Member States it is possible for individuals to represent themselves in matter of consumer law. Second, if this is the ratio, why is there no difference when the individual is actually assisted by a lawyer, as the referring Dutch court had expressly asked?

·         A high standard of consumer protection is ensured because the consumer only has to prove the existence of the lack of conformity


The consumer has very little to prove indeed: only the existence of a lack of conformity, not the causes, nor that such a lack is imputable to the seller. Of course, the presumption can be rebutted but this means that the onus is on the seller/supplier. While the Court assumed that the European Union legislator decided to apportion the burden of proof in these terms for solid reasons, it is questionable whether the continuous extensive interpretation given by the CJEU will preserve the fair apportionment provided for by the consumer Directives. Indeed in a recent judgment, Boston Scientific, the Court had already reached a similar conclusion of presumption of defect. Even though that case was about defective products (not any general lack of conformity) and more specifically about medical devices implantable in the human body, the outcome is the same. The high standard of protection is therefore ensured – possibly at the expense of the sellers/producers- by lightening the burden of proof for the consumer. The risk of the conveyance, then, is on the producer or seller/supplier[1].
  
A further element is worth noting: some European Union legal systems foresee the opportunity of a technical report to ascertain, for example, the causes of defects or lack of conformity in products. If the consumer does not need to prove these, however there is no need to summon an expert- ie to pay for its work. Legal action will therefore be smoother and easier to start.


Conclusion

The Decision reaffirms the high level of consumer protection in EU Law which the Court has expressed in its recent case law. In particular, the Court has found that a court is required to investigate on its own motion whether a purchases is a consumer, independently from him or her relying on this status. Therefore EU consumer law automatically applies to the buyer who purchases goods for private use – on the ground that the purchaser is a "weak" party, worthy of protection.. As explained in Faber, for example, these rights imply that a consumer should simply inform the seller of the lack of conformity of a product within two months of its discovery- the communication needs not to be burdensome for the consumer. Moreover, as far as the burden of proof, the consumer is only required to prove the existence of the lack of conformity of a good that is has purchased, if this lack appears within six months from delivery.


Photo credit: Daily Telegraph
Barnard & Peers: chapter 23

[1]               See Maria Castellaneta, "The company shall pay for the damages occurred within 6 months", Il Sole 24 Ore, Friday 5th June, 46.

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